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The end of March saw a period of exceptionally stable mortgage rates, with minimal day-to-day fluctuations. However, this trend started to shift at the beginning of April. Bond markets, a key indicator for mortgage rates, began to weaken as traders started selling, leading to an increase in yields. In the world of bonds, higher yields […]

According to the Mortgage Bankers Association (MBA) mortgage servicers provided forbearance to approximately 8 million borrowers since March 2020, the onset of the COVID-19 pandemic. If your mortgage forbearance period is ending, and you’re facing financial difficulties, you have a few options on recovering after forbearance: Request a Forbearance Extension: Call your lender to ask […]

Coming soon is the Minnesota First Generation Homebuyer Loan Program, below is all the information available at this time to help prepare you for this new program. In the upcoming Spring, Minnesota Housing will introduce the Minnesota First-Generation Homebuyer loan initiative tailored for first-generation buyers. Eligibility for this program is extended to individuals whose parents […]

Can’t find an affordable dream home? Renovation loans can turn fixer-uppers into fabulous. During the second half of 2020, shortages of homes for sale – especially those priced under $300,000 – turned the Twin Cities real estate market into a buyers’ battleground, with low interest rates fanning the flames. One local Realtor®, after receiving 22 […]

While you may have a good understanding of consumer credit, you may not know why mortgage lenders look at credit scores and histories differently. In addition to putting less importance on our applicants’ FICO score, their decision-making and employment history are what we review first. Here’s why. “Consumer behavior is more important than credit scores.” […]

When the coronavirus pandemic arrived, it threw everyone for a loop practically overnight. While mortgage lending and real estate businesses were declared part of “critical sectors”, we all had to find overnight solutions to some unique and scary challenges. Although Results Mortgage loan originators have not had to experience the same challenges as Sales Executives, […]

What is a Bridge Loan in Real Estate? A Guide for Borrowers   If you’re buying to a more expensive home, financing the purchase is likely to be one of your top concerns. Fortunately, there are measures you can take to make the transition more manageable. One option is known as a bridge loan. What […]

What Is the Definition of an Investment Property & How Can You Profit? While every real estate purchase is an investment, there is a big difference between purchasing property for personal use and strictly for investment purposes. The intention of an investment property is to earn a return on the investment through selling the property […]

Whether you’re shopping for your first home or looking for your next one, having the proper homeowner’s insurance coverage is crucial. But the question many new home buyers have is: what exactly is homeowner’s insurance? Private Residence Coverage Homeowner’s insurance (HOI), also known as home insurance or property insurance, is insurance coverage for a private […]

One of the most common expenses related to home ownership — other than your mortgage payment — is property taxes. While some people are intimately familiar with the ins and outs of property taxes, the details can leave many others asking: So how do property taxes actually work? If you fall into the latter classification, […]